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Surviving Spouses of Veterans Could be Eligible for 100% VA Loan

March 26, 2024

Do you know that VA loans not only help service members and veterans – they also help surviving spouses become homeowners? If you or someone you love could benefit from this, we can help!

VA loans are mortgage loans guaranteed by the Department of Veteran Affairs. This program began back in 1944 as part of the G.I. Bill, to help returning veterans as they re-entered civilian life. The VA loan remains one of the few home mortgage options for those who may not have money set aside for a down payment. They can also be easier to qualify for than conventional home loans.


Contrary to what some people believe, a VA loan is not just for people who are serving on active duty. People who are eligible include:

  • Active duty service men and women
  • Discharged veterans (regular military)
  • Current Reserve/National Guard members
  • Discharged Reserve/National Guard members
  • Surviving spouses of military members


There are many advantages beginning with no down payment. Here are other advantages:

  • There are no monthly private mortgage insurance premiums.
  • VA funding fee can be financed.
  • The seller can pay up to 4% of the appraised value in closing costs.
  • You can refinance and cash out up to 100% of appraised value of your home.

If you think you might be eligible, give us a call! And please share with anyone you know who may benefit from a VA loan.