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SMB Online Banking

SMB Online puts you in control of your personal finances. Anytime. Anywhere. Manage your accounts, make loan payments, transfer funds and MUCH more. Plenty of things in life are complicated, so we’re here to help you simplify your finances.

southwest missouri bank mobile and online backing on desktop and mobile

Features and Functionality

Card Management
Manage your SMB debit card.
Mobile Deposit
Deposit a check without a trip to the bank.
Set Up Alerts 
Get balance and transaction notifications for each account.
Get rewarded for your everyday debit card purchases.
Add Photos
Keep track of receipts by adding photos to your transactions.

Secure Messaging
Start a secure conversation while viewing your transaction details.
Pay Bills & People
Pay bills and your friends right from your online banking.
A fast, safe and easy way to send money to friends and family.
View Documents
View and download electronic statements and notices.
Transfer between your SMB accounts and make outbound transfers to your accounts at other institutions.

Account Information
View balances, activity, check images and search transactions.
Travel Notifications
Set travel notifications right from your app.
“The absolute best customer service every time, so polite and happy to help, never a phone wait and they're local. Also the app is nearly flawless. Been with SMB 3 1/2 years and I've got no plans to switch. Thanks SMB!”
Chris N.
“Very easy to check on my account and get things done. Love it!”
Karen S.
“I love the 4-digit login code! So easy!”
Renee S.
“The updated app is AMAZING! Very modern and easy to navigate. Very impressed! Way to go SMB!”
Liz H.
“I love being able to see my account numbers! I also love how clean and simple everything looks!”
“Love the new app. Super easy to use and very intuitive.”
Carmen B.
“Love SMB Online. I can do everything on my phone, and somebody is there to answer whatever questions I might have.”
Gariella J.
“Love it!!! So user friendly and love the ability to link outside accounts...thank you!”
Wendy R.
Love this app so much! Very convenient and fast!
Nancy R.

“Good app, easy functions, simple but very effective in what you need.”
Kristina M.
“Really user friendly! Easy to view multiple accounts, perform online bill pay, and transfer money between accounts. I'm very happy with the app!”
“LOVE this app! Great customer service and I don't even have to drive down there! Thank you SMB!”
Lee Ann D.
“Very easy to use, I love the update. And easier than ever to personalize how my pages appear. And a new shortcut to my rewards! Thanks SMB!”
Rochelle D
“Easy to use, everything at your finger tips.”
Bob F.

SMB Online offers peace of mind with industry-leading security.

  • Our layered security model ensures protection throughout the banking process, on your computer, during the transmission of information, and in the bank's own computer systems.

  • You can monitor access to your SMB Online account by viewing a list of recently used devices - computers, tablets, and smartphones.

  • Learn more about our SMB Online security here

Download our free app

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Running a business?

We have several electronic banking services that give you true control of your finances, greater flexibility, and more time to spend on your business.

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Frequently Asked Questions

Choose Forgot? when logging in to view your SMB Online ID or reset your password. You will need your account number to access this information. If you are unable to complete the steps, give us a call and we can help!

Check out our ID recovery and password reset video in the tutorial section below.

You can send us secure messages right from your SMB Online. When viewing an account or transaction, you have the option to ask us about a specific transaction making it easy to get your questions answered.
You can turn off your debit card in your SMB Online on any device. Find your card under Card management, toggle the slider to lock your card. This keeps your card locked until you turn it back on.

If your card is permanently lost or has been stolen, you may cancel your card by selecting Report card lost/stolen. Come into a branch or give us a call at (800) 943-8488 to request a new one.
Alerts are unique for each account, so you can set the alerts to work best for you. To set up your alerts, click your account and choose Alert preferences. There is a Balance and a Transaction section. Choose + Add alert and fill out the details. You can choose to be alerted by text, email, and/or in-app message.

When using the SMB Online app, you can enable notifications on your device and get alerts sent to your lock screen.

SMB Online Video Tutorials

Below you'll find quick video tutorials on how to use our SMB Online digital banking services.

SMB Online Dashboard

SMB Online ID Recovery & Password Reset

Pay Bills and People