a blue two story house

Home Loans

Are you ready to buy a home? Explore all of the possibilities with our friendly lenders. We'll help you every step of the way, from preapproval to closing. Contact us today to get started!


Choose the loan that fits your needs best. Choose SMB!


First-time home buyer, relocating for your career, or buying an investment property? We can help!

Get Prequalified

Get prequalified and shop for your home with confidence. Knowing what you can buy will give you an advantage that realtors and sellers will love. It's free!


Lower your rate, your term, and even your monthly payment by refinancing your current mortgage. We'll weigh the options with you.

Home Equity Line

Home is where the cash is!
Use your equity to remodel, consolidate debt, or make a purchase, and only pay interest on what you use.

Home Equity Loan

If you're happy with your current mortgage, but want to take advantage of your equity to finance a large expense or home improvements, we have options.


When you're ready to build, we'll make your vision become reality.

Lot Financing

Found the perfect place to build your home or business? We'll help you get the ball rolling.

Ready to get started?

Our online home loan application is convenient and easy to use. You may start and stop at any time.


Today's Rates

We offer a variety of competitive financing options so you can find the loan that is right for you.



Estimate your monthly payment, find out how much you can afford and more with our home loan calculators.


Home Purchase Basics

Learn about the home buying process and get the answers to questions you may have.


Printable Forms

Access common documents that are used during the loan process.

Access your loan application

Log in here to upload documents, view your appraisal, and e-sign documents.

"We have gotten all of our home and auto loans here for almost 20 years!"
George G.
"In my 40 years of business I've never experienced such a lightening speed turnaround of a non-conventional loan – VA loan given a clear to close only 11 business days from the day the contract was signed. Thank you, Melinda Walker!"
Myra C.
"I chose SMB for my home loan. They've taken care of me for everything else, so why would I go anywhere different?"
Ashley G.
"Good bank with knowledgeable loan officers. They work hard to get the best rates!"
Gail H.

SMB Home Loan Center building

Monday - Friday: 8:30 AM - 5:30 PM
Saturday: Closed

Joplin - Home Loan Center

1002 E 32nd
Joplin, MO 64804
Ph: (417) 624-9970
Fax: (417) 623-2269
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Melinda Walker, Lender at the SMB Home Loan Center in Joplin, MissouriWe would love to welcome you to SMB’s Home Loan Center. Friendly, personal service and experienced lenders…what could be better?

Stop by and see us today!

Melinda Walker, Senior Vice President

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