a family of four in their kitchen

SMB Rewards

Earn points and cash them in for gift cards and travel packages - just for using your SMB debit card! SMB Rewards is completely free, so make sure your card is earning points today. SMB Rewards is available for personal debit cards only.

Get rewarded for your everyday purchases!

Sign into SMB Online to view and redeem your points.

four images for the rewards page

How do I sign up?
Take your pick:
  1. Send us a message within your SMB Online with the card number(s) you wish to enroll.
  2. Call us at (800) 943-8488, or
  3. Sign up with your favorite teller at any SMB location
How do I earn points?
Use your debit card. You will earn 1 point for every $1 spent on Credit (signature-based) transactions and 1 point for every $2 spent on Debit (PIN-based) transactions. Your points will expire after 5 years.

How do I know how many points I have?
View your points in the SMB Rewards section of your SMB Online. If you do not have an SMB Online, you may enroll here.

How do I redeem my points?
Sign in to your SMB Online and select the gift cards or travel package you would like.

Enjoy! Happy shopping!