a person paying a bill with their mobile device

Google Pay

Google Pay™ is a fast, simple way to pay with your SMB debit or credit card. It brings together everything you need at checkout and keeps your payment info safe in your Google Account until you're ready to pay. Plus, Google Pay makes it easy to keep track of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money. Make payments anywhere contactless payments are accepted using your compatible Android Smartphone, Tablet and/or Smartwatch.

Sign up for Google Pay today and begin making secure, private mobile purchases with just the tap of your Android device. You still get all of the SMB Rewards, benefits and protection your SMB debit card already provides.

Easy to set up

Simply download the Google Pay app from the Google Play Store to get started. Then, open the app and follow the instructions to add your SMB debit or credit card. 

Convenient to Use

Pay with your phone in stores
Google Pay works anywhere you see one of the contactless symbol at checkout. Just unlock your phone and hold it near the terminal. You don't even need to open the app.

contactless card pay icon

Speed through checkout online
With Google Pay, you can pay with a few quick clicks in apps and on the web. No need to enter your payment info.


When you use your phone to pay in stores, Google Pay doesn't send your actual credit or debit card number with your payment. Instead, a virtual account number is used to represent your account information – so your card details stay safe. Our fraud protection is the same whether paying with Google Pay or swiping your card.

If you have multiple cards added to Google Pay, you may set your SMB debit card as the default so it is the card presented when you make a purchase.

On an Android smartphone and tablet, select your SMB debit card and tap Set as Default Card.

On an Android watch, go to your Google Pay app on your watch, scroll to the SMB debit card you would like to use as default and tap it. From the bottom, swipe up on More and tap Set as Default Card.
If your Google Pay device has been lost or stolen, you have a few options to protect yourself:

  • SMB Debit Cards – Call us at (800) 943-8488 and we will delete the Google Pay token associated with your card. Your debit card information will remain safe and will not be deactivated when the Google Pay token is deleted.
  • SMB Credit Cards – Call the number on the back of your card to request your Google Pay token be deleted. Your credit card information will remain safe and will not be deactivated when the Google Pay token is deleted.
  • You may also use your Android Device Manager to instantly lock your device from anywhere, secure it with a new password, or wipe it clean of personal data.
Security is our top priority and for security reasons, we may need you to complete one more step of verification. If this step is necessary when adding your card, we may ask you to confirm your identity using a one-time passcode via email or text. If prompted, please select how you wish to receive the one-time passcode and then enter that code into the appropriate field. Once your information is verified, you will receive notification on your device letting you know your card is ready to use in Google Pay.

For more information about Google Pay, participating merchants and apps, visit the Google Pay website. 

Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.