SMB Online banking from Southwest Missouri Bank

Deposit Rates

While we strive to ensure this page has the most current information possible, please contact the bank if you have any questions or to obtain the latest information. (800) 943-8488

Certificates of Deposit

Months Rate APY* Minimum
Balance
7-Month Special .30% .30% $500
15-Month Special .40% .40% $500
6 - 11 Months .25% .25% $500
12 - 23 Months .30% .30% $500
24 - 35 Months .45% .45% $500
36 - 47 Months .55% .55% $500
48 - 59 Months .80% .80% $500
60 Months .85% .85% $500

Money Market Deposit Account

Balance Rate APY*
$0.00 - $9,999 .05% .05%
$10,000 - $99,999 .10% .10%
$100,000 - $249,999 .10% .10%
$250,000 and up .15% .15%

Business Interest Bearing Checking

Balance Rate APY* Minimum
Balance
$0 - $24,999 .05% .05% $1,000
$25,000 - $49,999 .05% .05% $1,000
$50,000 and above .05% .05% $1,000

Other Accounts

Account Type Rate APY* Minimum
Balance
Interest Bearing Checking Account .05% .05% $1,000
Lifestyles Checking
(50 years of age and over)
.05% .05% $1,000 or $5,000
Combined Deposits
Regular Savings .10% .10% $100
Business Savings .10% .10% $100
Health Savings .10% .10% $50

 

All rates and APY’s subject to change after the account is opened.
*Annual Percentage Yield / Annual Percentage Yield effective February 19, 2021.
Penalty for early withdrawal on Certificates of Deposit.
Rates are effective for a limited time only.
Fees could reduce earnings.