SMB Online banking from Southwest Missouri Bank

Home Loan Rates

We offer a variety of competitive financing options so you can find the loan that is right for you. Whether you're buying your first home or ready to build your dream house, we're the ones who can help.

Are you ready to find out your home financing price range? Stop guessing and get prequalified today! Fill out our online home loan application to get started.

Loan Type Rate APR
15-year $100,000 or less 6.490% 6.733%
15-year $100,001 and higher 6.490% 6.733%
30-year $100,000 or less 6.750% 6.997%
30-year $100,001 and higher 6.750% 6.997%
30-year fixed rate FHA 6.750% 6.997%
30-year fixed VA 6.750% 6.997%
30-year RD 6.750% 6.997%

Rates are subject to change without notice.
Rates last updated 05/26/2023.

Apply Now Get Prequalified Contact a Lender Visit our Home Loan Center

The terms of repayment. 15 year example: The payment on a $112,500.00 loan for 15 years at an interest rate of 5.490% with a down payment of $37,500 (75% loan to value) is $918.62 monthly for 180 months. The annual percentage rate is 5.719%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater if taxes and insurance are escrowed. All loans are subject to credit approval. Rates subject to change.