Home Loans

Did you know we make more home loans than any other bank in our area? And do you know why!? It's because of our friendly lenders and personal service.

Apply Now Get Prequalified Contact a Lender View Today's Rates

Choose the loan that fits your needs best.
Choose SMB!

Purchase

First-time home buyer, relocating for your career, or buying an investment property? We can help!

See checklist

Get Prequalified

Get prequalified and shop for your home with confidence. Knowing what you can buy will give you an advantage that realtors and sellers will love. It's free!

Get prequalified

Refinancing

Lower your rate, your term, and even your monthly payment by refinancing your current mortgage. We'll weigh the options with you.

See checklist

Home Equity Line

Home is where the cash is!
Use your equity to remodel, consolidate debt, or make a purchase, and only pay interest on what you use.

Learn more

Home Equity Loan

If you're happy with your current mortgage, but want to take advantage of your equity to finance a large expense or home improvements, we have options.

Learn more

Construction

When you're ready to build, we'll make your vision become reality.

See checklist

Lot Financing

Found the perfect place to build your home or business? We'll help you get the ball rolling.

See checklist

Ready to get started?

Our online home loan application is convenient and easy to use. You may start and stop at any time.

Apply Now Get Prequalified Contact a Lender

Today's Rates

We offer a variety of competitive financing options so you can find the loan that is right for you.

Check out our rates

Calculators

Estimate your monthly payment, find out how much you can afford and more with our home loan calculators.

Home Loan Calculator
Home Loan Affordability
Rent vs. Buy
Refinance Breakeven
Down Payment Comparison

Home Purchase Basics

Learn about the homebuying process and get the answers to questions you may have.

Check out our FAQs

Printable Forms

Access common documents that are used during the loan process.

Get forms

Access your loan application

Access your application

"In my 40 years of business I've never experienced such a lightening speed turnaround of a non-conventional loan – VA loan given a clear to close only 11 business days from the day the contract was signed. Thank you, Melinda Walker!"
Myra C.

"Good bank with knowledgeable loan officers. They work hard to get the best rates!"
Gail H.

"I chose SMB for my home loan. They've taken care of me for everything else, so why would I go anywhere different?"
Ashley G.

"We have gotten all of our home and auto loans here for almost 20 years!"
George G.

Joplin - Home Loan Center

1002 E 32nd
Joplin, MO 64804
Ph: (417) 624-9970
Fax: (417) 623-2269
view map

Lobby Hours:
Monday - Friday: 8:30 AM - 5:30 PM
Saturday: Closed

Drive-Thru Hours:
Monday - Friday: N/A
Saturday: N/A

Branch Manager Melinda Walker, Senior Vice President We would love to welcome you to SMB’s Home Loan Center. Friendly, personal service and experienced lenders…what could be better? Stop by and see us today!

Melinda Walker, Senior Vice President

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