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SMB Home Loans

Friendly lenders, personal service and a convenient application process are all reasons to get your home loan at Southwest Missouri Bank. And best of all, every decision is made right here by people you know.

Choose the loan that fits your needs best. Choose SMB!

Purchase Home Equity Credit Line Home Equity Loan
First-time home buyer, relocating for your career, or buying an investment property? We can help! Home is where the cash is! Use your equity to remodel, consolidate debt, or make a purchase, and only pay interest on what you use. If you're happy with your current mortgage, but want to take advantage of your equity to finance a large expense or home improvements, we have options.
See checklist >> Learn more >> Learn more >>
Refinancing Construction Lot Financing
Lower your rate, your term, and even your monthly payment by refinancing your current mortgage. We’ll weigh the options with you. When you're ready to build, we'll make your vision become reality. Found the perfect place to build your home or business? We'll help you get the ball rolling.
See checklist >> See checklist >> See checklist >>
Purchase Home Equity Credit Line
First-time home buyer, relocating for your career, or buying an investment property? We can help! Home is where the cash is! Use your equity to remodel, consolidate debt, or make a purchase, and only pay interest on what you use.
See checklist >> Learn more >>
Home Equity Loan Refinancing
If you're happy with your current mortgage, but want to take advantage of your equity to finance a large expense or home improvements, we have options. Lower your rate, your term, and even your monthly payment by refinancing your current mortgage. We'll weigh the options with you.
Learn more >> See checklist >>
Construction Lot Financing
When you're ready to build, we'll make your vision become reality. Found the perfect place to build your home or business? We'll help you get the ball rolling.
See checklist >> See checklist >>

Purchase

First-time home buyer, relocating for your career, or buying an investment property? We can help!

See checklist >>


Home Equity Credit Line

Home is where the cash is! Use your equity to remodel, consolidate debt, or make a purchase, and only pay interest on what you use.

Learn more >>


Home Equity Loan

If you're happy with your current mortgage, but want to take advantage of your equity to finance a large expense or home improvements, we have options.

Learn more >>


Refinance

Lower your rate, your term, and even your monthly payment by refinancing your current mortgage. We'll weigh the options with you.

See checklist >>


Construction

When you're ready to build, we'll make your vision become reality.

See checklist >>


Lot Financing

Found the perfect place to build your home or business? We'll help you get the ball rolling.

See checklist >>


Ready to get started?

Our online home loan application is convenient and easy to use. You can start and stop at any time.

Apply Now   Contact a Lender

 

Estimate your monthly payment, find out
how much you can afford and more with
our home loan calculators.

Link to calculators

Home Loan Calculator
Home Loan Affordability
Rent vs. Buy
Refinance Breakeven
Down Payment Comparison

 

Today's Rates Home Purchase Basics Printable Forms Access Your Loan
Link to today's home loan rates
Link to today's home loan rates
Link to today's home loan rates
Link to access your online loan application
Today's Rates Home Purchase Basics
Link to today's home loan rates
Link to today's home loan rates
 
Printable Forms Access Your Loan
Link to today's home loan rates
Link to access your online loan application

"In my 40 years of business I've never experienced such a lightening speed turnaround of a non-conventional loan – VA loan given a clear to close only 11 business days from the day the contract was signed. Thank you, Melinda Walker!"
Myra C.

"Good bank with knowledgeable loan officers. They work hard to get the best rates!"
Gail H.

"I chose SMB for my home loan. They've taken care of me for everything else, so why would I go anywhere different?"
Ashley G.

"We have gotten all of our home and auto loans here for almost 20 years!"
George G.

Watch our quick video and learn how to improve your credit score!

Watch our quick video and learn how to improve your credit score!

Watch our quick video and learn how to improve your credit score!

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