Home Loans

Did you know we make more home loans than anyone else in our area? And do you know why!? It's because of our friendly lenders and personal service.

Choose the loan that fits your needs best.
Choose SMB!

Purchase
First-time home buyer, relocating for your career, or buying an investment property? We can help!
Get Prequalified
Get prequalified and shop for your home with confidence. Knowing what you can buy will give you an advantage that realtors and sellers will love. It's free!
Refinancing
Lower your rate, your term, and even your monthly payment by refinancing your current mortgage. We’ll weigh the options with you.
Home Equity Line
Home is where the cash is!
Use your equity to remodel, consolidate debt, or make a purchase, and only pay interest on what you use.
Home Equity Loan
If you're happy with your current mortgage, but want to take advantage of your equity to finance a large expense or home improvements, we have options.
Construction
When you're ready to build, we'll make your vision become reality.
Lot Financing
Found the perfect place to build your home or business? We'll help you get the ball rolling.
 

Ready to get started?

Our online home loan application is convenient and easy to use. You may start and stop at any time.

Estimate your monthly payment, find out how much you can afford and more with our home loan calculators.

Home Loan Calculator
Home Loan Affordability
Rent vs. Buy
Refinance Breakeven
Down Payment Comparison

Today's Rates

Home Purchase Basics

Printable Forms

Access Your Loan

"In my 40 years of business I've never experienced such a lightening speed turnaround of a non-conventional loan – VA loan given a clear to close only 11 business days from the day the contract was signed. Thank you, Melinda Walker!"
Myra C.

"Good bank with knowledgeable loan officers. They work hard to get the best rates!"
Gail H.

"I chose SMB for my home loan. They've taken care of me for everything else, so why would I go anywhere different?"
Ashley G.

"We have gotten all of our home and auto loans here for almost 20 years!"
George G.

Joplin - Home Loan Center SMB Branch
1002 E 32nd
Joplin, MO 64804
Ph: (417) 624-9970
Fax: (417) 623-2269
view map
Lobby Hours:
Monday - Friday: 8:30 AM - 5:30 PM
Saturday: Closed

Drive-Thru Hours:
Monday - Friday: N/A
Saturday: N/A

Branch Manager Melinda Walker, Vice PresidentWe would love to welcome you to SMB’s Home Loan Center. Stop by and find out why we make more home loans than anyone else in our market area. Let us help you turn your dream home into a reality.

Melinda Walker, Vice President

Watch our quick video and learn how to improve your credit score!