sky view of a combine harvesting wheat

Lease Purchase Financing

Our SMB CashFlow Lease is a popular financing option for businesses that need to acquire machinery or equipment without having to tie up cash or unnecessarily draw down an existing credit line. Our Lease Program is especially practical if your business uses equipment that becomes outdated before it's paid off.

Why lease from SMB? Because we care about your personal and business success, and we already work together! Our variety of terms usually makes it possible to match the length of your leasing needs to the useful life of the equipment or technology. At the end of your lease term, you may choose to purchase your equipment, renew your lease at a greatly discounted payment amount, or return the equipment.

Small Business Lease Benefits
  • Little or no down payment
  • Lease options up to $500,000 available
  • Lease Line of Credit up to $50,000 available
  • 100% financing plus soft costs, such as tax, shipping, maintenance, and installation
  • Possible tax advantages - monthly lease payments may be deductible as an operating expense*
  • Payment options tailored to meet your business demands
  • Variable terms are available for new or used equipment
  • Protect against equipment obsolescence
  • Fast, easy application process, quick turnaround on credit decisions, and simplified lease closing process

Want more financial freedom?

Leasing may offer tax advantages as an operating expense, so it could actually cost less in after-tax dollars than an outright purchase.*
* Consult your tax advisor.
sky view of a combine harvesting wheat

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