SMB Online banking from Southwest Missouri Bank

Overdraft Protection

Unforeseen circumstances can leave your checking account short on funds. Ask us how you can stay covered so that when “life happens”, you can take care of business. Fees and conditions apply to all overdraft options.

Bounce Protection
Having checks and electronic transactions returned due to insufficient funds can be frustrating and costly. We have some options to help keep you protected.

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Ready Cash Reserve
If you run short, RCR automatically transfers money to your checking account to cover transactions. Interest accrues on a daily basis until paid in full… just like a loan. Credit approval required.

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Link your account to a savings or money market account and automatic transfers are made as needed to cover insufficient items.

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Contact us for more information!

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