Black Friday & Cyber Monday Top 10 Fraud Tips
November 25, 2019
While everyone is busy during the holidays, the bad guys are busy too. But they're not shopping for the same things you are. Here are 10 ways you can keep you and your money safe this holiday season.
Never click on links in emails
If you want to shop at a site, enter that site address in your browser. There are thousands of fake sites that look almost identical to the real thing. Don't fall for evil-twin shopping sites.
Don't open attachments with special offers
It's a classic scam. The offer should be in the email and you should be able to see it right away.
Watch for malicious ads and popups
Do not click on ads that sound too good to be true, and ignore popups that might propose the "best deal ever".
Beware of e-skimmers
This is a new one. Do you know that bad guys sometimes skim your credit card at gas stations or ATMs? Well, there is a new flavor of that, the shopping website you order from might be infected with a "e-skimmer" and they steal your card data when you check out. Make sure you are using a secure, trusted site before entering your payment information.
Use one credit card for online purchases
Make sure your card company has your cell phone number and email so they can contact you if they detect suspicious activity. If you think you might have been scammed, stay calm, freeze your card, and contact your card company.
Do not shop over a public Wi-Fi
You simply do not know if it's secure and who is listening. Only shop using a secure, trusted network. If you have no other way to shop, use a VPN which encrypts your traffic.
Be very careful when you see a free offer during the holidays
There is an explosion of all kinds of survey fraud and gift card scams.
Do not re-use any of your passwords
Instead, use a password manager to create hard-to-break passwords. Re-using any password is literally an invitation to get hacked.
Keep a close eye on your credit card and bank accounts
During this season, unexpected and strange charges might appear which could very well be the first sign your card or even your whole identity has been stolen. If you think you might have been scammed, stay calm and call your credit card company, nix that card and get a new one.
Be especially suspicious of gift card scams
They can be a perfect holiday gift, but gift card scams are skyrocketing. Only buy gift cards from trusted sources.
Keep your holidays merry by shopping safe this season!
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