At SMB, we want to help you with your financial planning. Being an informed saver or borrower is a big step towards planning your financial goals. These calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from one of our qualified professional bankers.

Savings and Budgeting

• Cash Flow
• Income Growth
• Savings
• College Savings
• Health Savings Account (HSA) Contribution
• Health Savings Account (HSA)
• Cost of Raising Children
• Net Worth

Home Buying and Borrowing

• Mortgage Home Loan
• Mortgage Rent or Buy
• Mortgage Should I Refinance?
• Biweekly vs. Monthly Mortgage Payments
• How Much Home Can I Afford
• Home Equity Calculator
• Mortgage Down Payment Comparison
• Fixed Rate vs. Adjustable Rate Home Loan Comparison

Auto Purchase

• Auto Loan
• Lease vs. Purchase Comparison Loan
• Rate vs. Rebate Comparison
• Biweekly vs. Monthly Comparison

Retirement

• Retirement Planner
• Retirement Savings Distribution
• Growing My Nest Egg
• Taxable vs. Tax Deferred
• IRA Comparison
• Regular to Roth IRA Conversion
• Annuity Break Even
• Income Tax Withholding

Estates

• Estate Tax