•Minimum to open $5

•Minimum daily balance $100

•Service charge of $2 if balance falls below minimum daily balance

•Withdrawal charge of $1 in excess of 6/month

•Interest paid quarterly

•Minimum to open $1

•No minimum balance

•No service charge

•No per item charge

•Interest paid quarterly

•Easter Egg Hunt, Moola Moola Night at the Drive-In, Christmas Party, Birthday Card, and a prize for each deposit!

•Minimum $50 to open

•Minimum daily balance of $2,500

•Service charge of $7.50 if balance falls below minimum daily balance

•In-person transfers & withdrawals are unlimited

•Transfers done by telephone, pre-authorized, automatic, computer, check, draft or similar order to third parties are limited to 6 per statement cycle. In-person or ATM withdrawals are unlimited

•Interest rate locked in at time of deposit

•Various minimum deposit requirements

•Security - Your high deductible insurance and HSA protect you against high or unexpected medical bills.

•Affordability - You should be able to lower your health insurance premiums by switching to health insurance coverage with a higher deductible.

•Flexibility - You can use funds in your account to pay for current medical expenses, including expenses that insurance may not cover, or save the money for future needs.

•Savings - You can set the money aside in your account for future medical expenses and grow your account through investment earnings.

•Control - You make all the decisions about:

•How much money to put into the account •Whether to save for future expenses or pay current medical expenses •Which medical expenses to pay from the account

•Portability - Accounts are completely portable.

•Ownership - Funds remain in the account from year to year, just like an IRA. There are no "use it or lose it" rules for HSAs.

•Tax Savings - An HSA provides you the potential for tax savings with tax deductions when you contribute to your account; and tax-free earnings through investment.