•Minimum to open $5

•Minimum daily balance $100

•Service charge of $2 if balance falls below minimum daily balance

•Withdrawal charge of $1 in excess of 5/month

•Interest paid quarterly

•Minimum to open $1

•No minimum balance

•No service charge

•No per item charge

•Interest paid quarterly

•Easter Egg Hunt, Moola Moola Night at the Drive-In, Christmas Party, Birthday Card, and a prize for each deposit!

•Minimum $50 to open

•Minimum daily balance of $2,500

•Service charge of $7.50 if balance falls below minimum daily balance

•In-person transfers & withdrawals are unlimited

•Transfers done by telephone, pre-authorized, automatic, or computer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties

•Interest rate locked in at time of deposit

•Various minimum deposit requirements

•Security - Your high deductible insurance and HSA protect you against high or unexpected medical bills.

•Affordability - You should be able to lower your health insurance premiums by switching to health insurance coverage with a higher deductible.

•Flexibility - You can use funds in your account to pay for current medical expenses, including expenses that insurance may not cover, or save the money for future needs.

•Savings - You can set the money aside in your account for future medical expenses and grow your account through investment earnings.

•Control - You make all the decisions about:

•How much money to put into the account •Whether to save for future expenses or pay current medical expenses •Which medical expenses to pay from the account

•Portability - Accounts are completely portable.

•Ownership - Funds remain in the account from year to year, just like an IRA. There are no "use it or lose it" rules for HSAs.

•Tax Savings - An HSA provides you the potential for tax savings with tax deductions when you contribute to your account; and tax-free earnings through investment.