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Southwest Missouri Bank – Business Banking
Southwest Missouri Bank – Business Banking


Lease Purchase Financing

Our SMB CashFlow Lease is a popular financing option for businesses that need to acquire machinery or equipment without having to tie up cash or unnecessarily draw down an existing credit line. Our Lease Program is especially practical if your business uses equipment that becomes outdated before it's paid off.

Why lease from SMB? Because we care about your personal and business success, and we already work together!Our variety of terms usually makes it possible to match the length of your leasing needs to the useful life of the equipment or technology. At the end of your lease term, you may choose to purchase your equipment, renew your lease at a greatly discounted payment amount, or return the equipment.

Small Business Lease Benefits

Little or no down payment
Lease options up to $500,000 available
Lease Line of Credit up to $50,000 available
100% financing plus soft costs, such as tax, shipping, maintenance, and installation
Possible tax advantages - monthly lease payments may be deductible as an operating expense*
Payment options tailored to meet your business demands
Variable terms are available for new or used equipment
Protect against equipment obsolescence
Fast, easy application process, quick turnaround on credit decisions, and simplified lease closing process

Want more financial freedom? Leasing may offer tax advantages as an operating expense, so it could actually cost less in after-tax dollars than an outright purchase*.

* Consult your tax advisor.