Southwest Missouri Bank

Home Loan Center

Lifestyles

Insights

Rates

Links

Identity Theft Protection: If you know anyone who has had to deal with identity theft, you know how expensive and time-consuming it can be to restore one's identity and good credit standing. The experience can be extraordinarily painful. That's why Southwest Missouri Bank is pleased to make you aware of two unique identity theft protection products. If you are concerned about identity theft and want to do something about it, you may find that one of these products will fulfill that need.

Guarantee Your Good Name

Identity theft can happen anywhere to anyone. In line at the store, online at home or when you're buying your morning coffee. If your identity is stolen, you can spend hundreds of hours cleaning up your credit and struggling to get back your good name. That's because stolen identities are used up to 30 times, with most victims only discovering the theft after they've been turned down for a loan or contacted by a collection agency. You may already be a victim, many times over, and not even know it; but not with LifeLock.

LifeLock, the industry leader in proactive identity theft protection, offers a proven solution that prevents your identity from being stolen before it happens.

Here is what LifeLock Offers You:

•

Proactive Identity Theft Protection

•

Reduce Junk Mail

•

Reduce Credit Card Offers

•

$1 Million Service Guarantee

•

Just $9 per month per adult, $2.25 per child under 16, when Promotion Code smbweb is entered on the Enrollment page.

•

LifeLock's website

Proactive, Not Reactive:

Most people compare LifeLock to credit monitoring services, like those provided by the credit bureaus. Unfortunately, all of these services and their products are reactive, simply alerting you when a thief is using your identity. You're left to clean up the mess. The LifeLock system is proactive, locking down your information before a thief can get to it.

Deluxe ID TheftBlock® Plus:

Monitoring your credit file is one of the best defenses against identity theft. According to the FTC, over half of all identity theft victims discovered they were victims by monitoring their accounts.

Deluxe ID TheftBlock offers every business day monitoring of your Equifax credit file.

•

Monitors your credit records.

•

Screens check orders for name or address changes.

•

Alerts you to activity on your accounts.

•

Assists victims of identity theft.

•

Reimburses up to $2,500 for qualified expenses as a result of identity theft, after a $250 deductible.

•

Guards your accounts and protects your good name.

Deluxe ID TheftBlock Plus helps fight Identity Theft with the following services:

•

Monitoring of your credit files each business day for early signs of identity theft. If suspicious activity occurs, you'll be notified of specific changes that may indicate identity theft or fraud.

•

Monitoring of your credit files each business day for early signs of identity theft. If suspicious activity occurs, you'll be notified of specific changes that may indicate identity theft or fraud.

•

Credit Report and score from Equifax so you can check your report for inaccurate information.

•

Toll-free access to our Fraud Resource Center to provide help if you suspect fraud.

•

Deluxe check order screening notifies you of check orders placed on your account with a request for a name or address change to help prevent fraudulent check orders.

•

Just $4.49 per month per covered individual

•

Deluxe ID TheftBlock website

Disclaimer: Southwest Missouri Bank neither guarantees nor endorses the above products and the customer assumes all responsibility should they choose to subscribe.