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Business Checking and Savings
We have several types of checking and savings accounts available for your business needs, and our banking professionals will help you choose which account best suits your needs.
- BUSINESS CHECKING — Checking account with no minimum balance required. [Details]
- $50 minimum to open account
- Monthly service fee of $5 and 10 cents per debit item
- Receive an earnings credit that's based on the 91-day t-bill for every $100 of your average monthly collected balance (Earnings credit may offset all charges)
- Free business debit card
- Check images with each statement
- Ready Cash Reserve to keep from having per item charges if account overdraws. Available with credit approval.
- FREE BUSINESS CHECKING — Just as it sounds free checking for your business needs. [Details]
- $50 minimum to open account
- No minimum balance required
- No monthly service fee
- Check images with each statement
- $.25 charge per debit item over 100 items
- Ready Cash Reserve to keep from having per item charges if account overdraws. Available with credit approval.
- SMART BUSINESS CHECKING — Business account with additional benefits for your employees. [Details]
- $50 minimum to open account
- Monthly service fee of $10 and 10 cents per debit item
- Receive an earnings credit that’s based on the 91-day t-bill for every $100 of your average monthly collected balance. (Earnings credit may offset all charges)
- Free business debit card
- Check images with each statement
- Ready Cash Reserve to keep from having per item charges if account overdraws. Available with credit approval
- Additional Benefits
- Extra employee benefits available
- Free checking
- Free first order of SMB specialty checks
- Free SMB debit card
- Free safe deposit box rental for 1 year
- Free SMBonline NetTeller Internet banking and PowerPay bill payment
- Networking and informational opportunities
- BUSINESS INTEREST BEARING CHECKING — Earn interest on your checking account. [Details]
- $50 minimum to open
- Maintain a daily minimum balance of $750 and pay no monthly service fee. Monthly Service Fee of $7.50 when balance is below $750
- 100 free debit items per month. $.15 per debit over 100
- Earn variable interest on every dollar, compounded monthly. Consult your SMB banker for rates
- Free business debit card
- Check images included in statement
- Ready Cash Reserve to keep from having per item charges if account overdraws. Available with credit approval.
- Certain restrictions apply. Please contact an SMB Customer Service Representative for detail
- BUSINESS MONEY MARKET CHECKING — Earn higher interest with higher balances. [Details]
- $50 minimum to open
- Maintain a daily minimum balance of $2,500 and pay no monthly service fee. Monthly Service Fee of $7.50 when balance is below $2,500
- Earn variable interest on every dollar, compounded monthly. Consult your SMB banker for rates
- Check images included in statement
- Ready Cash Reserve to keep from having per item charges if account overdraws. Available with credit approval.
- BUSINESS SAVINGS — Earn interest and save money for unexpected business expenses. [Details]
- $5 minimum to open
- Maintain a daily minimum balance of $100 and pay no monthly service fee. Monthly Service Fee of $2 when balance is below $100
- Withdrawal fee for over 6 items per month
- Earn interest on every dollar to help with fees on checking accounts. Consult your SMB banker for rates.
SMB and You
You and the people you work with deserve a great banking experience and you can have it with SMB and You, a program full of benefits for the employees of our customers. These benefits include:
- Free checking
- Free first order of checks
- Free NetTeller online banking
- Free PowerPay online bill payment
- $100 off closing costs of your next mortgage
- .50% discount on your next installment loan
