Loan Documentation
We review every loan request presented to us individually. Below is a list of documents that we may ask you to provide during the application process. Not every one of these documents is applicable to every business loan we make. If you have any questions, contact one of our loan professionals and let them guide you along.
DocumentDescription
Personal Financial Statements (PFS)Supply PFS for you and anyone owning 20% or more
Business ProfileType of business, length of time in operation, annual sales, number of employees, and locations
CollateralDescription, age and percentage of ownership
Cash-Flow ProjectionsExpected growth projections in annual sales and cash
Balance Sheet3 Years (end of fiscal period) Balance Sheet, current YTD Interim Statements
Income Statements3 Years (end of fiscal period) Income Statements, current YTD Interim Statements
Tax Returns3 Years
Aging Accounts Receivable & Payables30-60-90-day categories corresponding to End-of-Year or Interim Statements