Lines of Credit and Working Capital Loans

Enjoy easy access to funds to help you manage the ups and downs of your cash flow with working capital loans and lines of credit from SMB. Draw only the amount you need from your credit line - and pay interest on only the amounts you draw. Your lender works with you to review your needs, clarify your financing strategy and make sure you're using the most cost-effective methods and tools.

• Revolving or non-revolving
• Variable interest rates
• Flexible repayment plans
• No prepayment penalties
• Use for any business purpose, whenever you need cash
• With a line of credit, you can write a check to access funds
• Pay interest only on amounts you use
• You determine timing and amount of principal payments