Business Banking FAQ

Just click on the question to get the answer.

Q:  Can I have a debit card for my business account?
A:  Yes, we offer debit cards on most business accounts.

Q:  Can I earn interest on my business accounts?
A:  Yes you can with business interest checking, business money market, and business savings accounts. CLICK HERE for more information.

Q:  Is there a monthly fee?
A:  On some accounts there is a monthly fee. However the fee can be reduced or eliminated by keeping a minimum daily balance or by earnings credits that offset fees.

Q:  Can I receive my check images in my statements?
A:  All of our business accounts receive check images with their statements.

Q:  Can I have overdraft protection on my business account?
A:  All of our business accounts are eligible for Ready Cash Reserve (RCR) with credit approval.

Q:  Is there a minimum to open business accounts?
A:  Yes we require $50 for business checking and $5 for business savings accounts.

Q:  Are there any special Internet banking products to help me with my business activities online?
A:  SMBonline has an add-on to our SMBonline NetTeller Internet banking especially to assist businesses with direct deposit of payroll and automatic debit of recurring fees from your customers, wire transfers and more.

Q:  Are there any benefits for my employees?
A:  The new SMB and You program offers multiple benefits for you and your employees both when you bank with us. CLICK HERE for more information.